Call for Papers: 50 years of Bank Nationalisation - Indian Banking at Cross Roads

Call for Papers: 50 years of Bank Nationalisation - Indian Banking at Cross Roads
November 16, 2019 Amrut Mody School of Management Conference

NOVEMBER 16th and 17th 2019


Amrut Mody School of Management, Ahmedabad University is pleased to announce its First Annual Economics Conference on the theme 50 years of Bank Nationalisation: Indian Banking at Cross Roads.

On July 19, 1969, the Indian Government nationalised 14 largest private sector banks in India to push city-based banks to provide banking in rural areas. However, the record has been at best mixed. The banks did open branches and provided banking services in rural and neglected areas but this rural push was at the cost of profitability and efficiency of banks. The Finance Minister in the interim budget speech of 2019-20 made the following observation: “Bank nationalisation was first done 50 years ago, but a large part of the country was still left out of the economic mainstream with no access to formal banking.”

The year 2019 also places Indian banking at crossroads.  The recent NPA crisis and spate of fraud cases has put spotlight on India’s banks. The big question is how despite many years of reforms and adopting prudential norms, there is an NPA crisis of this scale? The crisis has also opened up the old issue of whether RBI has enough powers to regulate public sector banks.

Interestingly, India is not the only country facing a banking crisis. Most economies are undergoing their own crises in banking which include not just rising NPAs but also questions over lack of appropriate culture in the industry. Apart from these structural issues, the rise of digital banking is also challenging the older models of banking.

The 50th anniversary is a good time to review these ongoing developments in banking. We invite papers to the Conference on the following themes:

  1. Regulation and Supervision of Banks.
  2. Financial Inclusion.
  3. Technology in Banking and Payment Systems.
  4. History of Bank Nationalisation in India (and other countries).

Send us an abstract of your research paper (max. 500 words).On acceptance, you will be required to submit the full-paper.


Key Dates:

Last Date for Submission of abstract: 30th September 2019
Acceptance notification: 15th October 2019
Submission of full paper: 30th October 2019

Email for sending abstract:

Faculty in-charge: Professor Amol Agrawal, Ahmedabad University.

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