Call for Papers: 50 years of Bank Nationalisation - Indian Banking at Cross Roads

Call for Papers: 50 years of Bank Nationalisation - Indian Banking at Cross Roads
Nov 16, 2019 - Nov 17, 2019 Amrut Mody School of Management Research

Call for Papers: First Annual Economics Conference

50 years of Bank Nationalisation: Indian Banking at Cross Roads


Amrut Mody School of Management, Ahmedabad University is pleased to announce its First Annual Economics Conference on the theme 50 years of Bank Nationalisation: Indian Banking at Cross Roads.

On July 19, 1969, the Indian Government nationalised 14 largest private sector banks in India to push city-based banks to provide banking in rural areas. However, the record has been at best mixed. The banks did open branches and provided banking services in rural and neglected areas but this rural push was at the cost of profitability and efficiency of banks. The Finance Minister in the interim budget speech of 2019-20 made the following observation: “Bank nationalisation was first done 50 years ago, but a large part of the country was still left out of the economic mainstream with no access to formal banking.”

The year 2019 also places Indian banking at crossroads.  The recent NPA crisis and spate of fraud cases has put spotlight on India’s banks. The big question is how despite many years of reforms and adopting prudential norms, there is an NPA crisis of this scale? The crisis has also opened up the old issue of whether RBI has enough powers to regulate public sector banks.

Interestingly, India is not the only country facing a banking crisis. Most economies are undergoing their own crises in banking which include not just rising NPAs but also questions over lack of appropriate culture in the industry. Apart from these structural issues, the rise of digital banking is also challenging the older models of banking.

The 50th anniversary is a good time to review these ongoing developments in banking.

We are pleased to inform you that RBI Governor Mr Shaktikanta Das has agreed to inaugurate and deliver the inaugural lecture. This will be followed by a keynote lecture from Dr C Rangarajan, former Governor of RBI. Ms Usha Thorat, former Deputy Governor of RBI will join us in a panel discussion. We will also have other eminent academics, bankers and subject experts joining us at the conference. The schedule will be uploaded soon on this webpage. 

We invite papers to the Conference on the following themes:

  1. Regulation and Supervision of Banks.
  2. Financial Inclusion.
  3. Technology in Banking and Payment Systems.
  4. History of Bank Nationalisation in India (and other countries).

Send us an abstract of your research paper (max. 500 words).

On acceptance, you will be ideally required to submit the full paper.

If one is unable to write the full paper, we shall also accept a presentation hoping for later submission of the paper.

Key Dates:

Last Date for Submission of abstract: 30th September 2019
Acceptance notification: 15th October 2019
Submission of full paper: 30th October 2019

Email for sending abstract:

Faculty in-charge: Professor Amol Agrawal, Ahmedabad University.



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